It's easy to downgrade your policy, every time it renews. Please note that downgrades are effective immediately.

You'll get emailed when your policy is due to renew in 30 days.

After you get this email, go to your dashboard and click the pink renewal banner at the top.

Then you'll see your renewal quotes for £4k, £8k, £12k and £16k cover. You have until the day before your policy renews to downgrade.

Unfortunately, if you are on our £4k cover level then it is not possible to downgrade since you are already on our lowest option.

If you’re looking to downgrade mid-policy year, please contact our Customer Champions and we’ll be able to check if you're able to and help you 💙