We're proud to offer lifetime cover for intervertebral disc degeneration (IVDD).

At the time of writing, about 2% of the claims we've paid out have been for IVDD!
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We just need to highlight that we only cover new conditions that started showing symptoms after your Napo cover starts. We don't cover pre-existing conditions, unfortunately, including IVDD that started showing symptoms in the first 10 days of your policy.